Posts tagged healthcare
Obamacare won’t get close to offering universal coverage, even after 10 years.
Few government policies today are as controversial as Obamacare, but love it or hate it, the overall impact may not be as big as you think.
Take a main goal of Obamacare: to decrease the number of uninsured Americans—or as the Obama administration puts it, to provide affordable insurance to all Americans. According to early estimates, 8 million Americans have signed up on the exchanges. That sounds like a lot, but it’s unclear just how many of them were previously uninsured. Rand Corp., a nonprofit global policy think tank, estimates that up to three-fourths of the exchange customers, as many as 6 million, previously had insurance. Yet it is thought that millions more Americans have health insurance now, thanks to the expansion of Medicaid and coverage of more 20-somethings through their parents’ plans. RAND calculates that 9 million formerly uninsured Americans now have health insurance because of Obamacare.
Nine million more Americans with coverage is a real accomplishment. But that reduces the problem by only 20 percent. What’s more, things won’t be much better over time. The Congressional Budget Office (CBO) estimates that after 10 years of Obamacare, 31 million people in the U.S. will still lack health insurance.
Out of those 31 million uninsured, the CBO posits that one-third may be in the country illegally. The rest might be ineligible for Medicaid because they live in a state that has chosen not to expand coverage or choose not to enroll in Medicaid. Some of the rest simply decide for whatever reason not to obtain health insurance.
But if around 10 percent of the population remains uninsured despite Obamacare, that means the U.S. still faces a substantial coverage gap. The Obama administration can take credit for progress toward the president’s goals, but every other wealthy nation in the world solved this problem a long time ago. Australia, Canada, Japan, New Zealand and all of Europe provide health insurance to all. Yet for now, the United States seems content to shrink the problem rather than solve it.

Obamacare won’t get close to offering universal coverage, even after 10 years.

Few government policies today are as controversial as Obamacare, but love it or hate it, the overall impact may not be as big as you think.

Take a main goal of Obamacare: to decrease the number of uninsured Americans—or as the Obama administration puts it, to provide affordable insurance to all Americans. According to early estimates, 8 million Americans have signed up on the exchanges. That sounds like a lot, but it’s unclear just how many of them were previously uninsured. Rand Corp., a nonprofit global policy think tank, estimates that up to three-fourths of the exchange customers, as many as 6 million, previously had insurance. Yet it is thought that millions more Americans have health insurance now, thanks to the expansion of Medicaid and coverage of more 20-somethings through their parents’ plans. RAND calculates that 9 million formerly uninsured Americans now have health insurance because of Obamacare.

Nine million more Americans with coverage is a real accomplishment. But that reduces the problem by only 20 percent. What’s more, things won’t be much better over time. The Congressional Budget Office (CBO) estimates that after 10 years of Obamacare, 31 million people in the U.S. will still lack health insurance.

Out of those 31 million uninsured, the CBO posits that one-third may be in the country illegally. The rest might be ineligible for Medicaid because they live in a state that has chosen not to expand coverage or choose not to enroll in Medicaid. Some of the rest simply decide for whatever reason not to obtain health insurance.

But if around 10 percent of the population remains uninsured despite Obamacare, that means the U.S. still faces a substantial coverage gap. The Obama administration can take credit for progress toward the president’s goals, but every other wealthy nation in the world solved this problem a long time ago. Australia, Canada, Japan, New Zealand and all of Europe provide health insurance to all. Yet for now, the United States seems content to shrink the problem rather than solve it.

Hey, Ladies! Check out the Crucial Benefits of Obamacare.

Yesterday’s ruling on the Affordable Care Act was a “supreme win for women,” as our story by Jessica Arons, the director of the Women’s Health and Rights Program at the Center for American Progress, helpfully explains.

Here’s the deal:

  • As of 2014, “gender rating”—where insurers can charge women higher premiums than men—becomes illegal in all new individual and small group plans.
  • Currently only 12 percent of plans sold in the individual market offer maternity coverage. Once the Affordable Care Act is fully implemented, about 8.7 million women will have guaranteed access to maternity and newborn care in all new individual and small group plans.
  • It’s common in today’s market for insurers to refuse to cover women because of gender-based “preexisting conditions.” These conditions can include issues such as having had breast cancer or a Caesarean section or having been a victim of domestic violence or sexual assault. This practice, too, will be outlawed under Obamacare in 2014.
  • Under Obamacare, insurers are now required to cover critical preventive services such as mammograms, Pap smears, and well-baby care without cost sharing.
  • In addition, starting this August, more services specifically for women will be added to the list of preventive care that must be covered at no additional cost. That list includes contraception, gestational diabetes screening, breastfeeding counseling and equipment, annual well-woman care (in other words, a visit to the OB-GYN), and screening and counseling for domestic violence and sexually transmitted infections, including HIV and the human papillomavirus.
  • Other benefits for women include the ability to see their OB-GYN without a referral, guaranteed breaks and a private space for nursing moms to pump breast milk while at work, and home visiting programs for at-risk new mothers.

Pretty wild, right?  There’s more.

[Edit: If you’re reading this out of the dashboard, it looks weird. Sorry!]

barackobama:

Another reason to like Obamacare.

The Obama campaign is pushing hard this week—on tumblr and twitter—to win hearts and minds in advance of what now sort-of-kind-of appears to possibly be a Supreme Court ruling against the President’s individual mandate clause.

barackobama:

Another reason to like Obamacare.

The Obama campaign is pushing hard this week—on tumblr and twitter—to win hearts and minds in advance of what now sort-of-kind-of appears to possibly be a Supreme Court ruling against the President’s individual mandate clause.